Commercial Trucking Insurance Insights

Rising “nuclear verdicts” are increasing financial risk for trucking fleets, with large settlements often tied to how well companies use telematics data and enforce safety practices. Fleets that proactively integrate telematics into structured safety programs—using data for coaching, performance tracking, and trend analysis—can reduce risk, improve driver behavior, and strengthen their defense in litigation.

Stricter enforcement of electronic logging device (ELD) compliance is coming, with new out-of-service criteria and increased inspection scrutiny targeting falsified records. As inspectors begin cross-checking logs against real-world data, fleets must take proactive steps—like auditing logs, retraining drivers, and enforcing clear policies—to ensure compliance and avoid penalties.

FMCSA is launching a new registration platform, Motus, in 2026 to streamline carrier filings, improve identity verification, and enhance data accuracy. The updated system will make registration information more transparent, potentially impacting underwriting and insurance reviews. Motor carriers can prepare by ensuring consistent, accurate records, reviewing safety and inspection histories, and organizing documentation ahead of the transition.

The CVSA International Roadcheck is a large-scale inspection event across North America focusing on ELD compliance and cargo securement. With high inspection volumes and notable out-of-service rates, fleets should proactively review driver records, ensure vehicle readiness, and prepare drivers for inspections to minimize violations and maintain compliance.

Large truck crashes continue to rise, making strong fleet safety programs more important than ever. The IAT Loss Control Portal helps insureds improve safety culture with free training resources, discounted vendor services, streamlined claims support and easy access to key regulatory guidance—all in one place. Fleets can enhance driver performance, reduce risk and build more proactive safety practices using the Portal’s comprehensive tools.

Cargo theft has evolved from overt truck hijackings to sophisticated fraud that exploits everyday logistics processes. This post examines how modern cargo theft networks operate, what types of goods are most at risk, where stolen freight is resold, and the practical steps fleets can take to reduce exposure in an increasingly digital supply chain.

Federal enforcement of English language proficiency (ELP) requirements for CDL drivers has intensified, leading to a sharp increase in roadside inspections and thousands of drivers being placed out of service for noncompliance. These violations can disrupt operations, increase liability, and harm fleet reputations, making ELP a growing concern for fleet operators. The bulletin outlines best practices—screening, one-time assessments, documentation, and driver education—to help fleets stay compliant and reduce risk.

Regular pre- and post-trip inspections are essential to fleet safety and compliance, but paper DVIRs can lead to errors, missed inspections and costly downtime. Digital inspection tools make the process faster, clearer and more reliable — giving managers real-time visibility into fleet health and helping prevent small issues from turning into major claims. By integrating mobile inspection technology, fleet owners can strengthen safety, improve CSA scores and even reduce insurance costs. Discover the six key features to look for when choosing inspection technology — and how the right platform can protect your drivers and your bottom line.

Thieves continue to target common powertrain controller (CPC) modules in Freightliner trucks, causing costly downtime, repairs, and business losses for fleet operators. Replacement can run thousands of dollars, with additional expenses from towing, lost income, and strained client relationships—pushing some owners to buy back stolen CPCs on the black market. To reduce risk, fleets are urged to adopt layered prevention strategies such as relocating or securing CPCs, enhancing site security, using tracking and identifiers, password protection, and quick-removal systems.

Lane-change incidents and sideswipe collisions involving large trucks are increasingly common and often unclear in terms of fault. With nearly 75% of fatal truck crashes involving another vehicle, side-view cameras are becoming essential for fleets to verify facts, defend drivers, and resolve claims quickly. This post explores common crash scenarios, highlights the role of video evidence in reducing liability risks, and shares best practices for selecting and using side-view camera systems.