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Physical Damage

Physical Damage

At IAT Insurance Group, we understand the critical importance of safeguarding transportation assets.

Our Physical Damage coverage designed for commercial truckers provides robust protection against a wide range of risks, ensuring motor carriers and owner-operators keep their operations running smoothly even in the face of unexpected events.

What is Physical Damage Coverage?

Physical Damage coverage is essential for businesses that rely on commercial vehicles to transport goods and services. It provides financial protection against damage to the insured vehicles, allowing for repairs or replacement in the event of a loss. This coverage is crucial for minimizing the impact of accidents and mitigating potential financial losses.

Coverage Highlights

Physical Damage coverage helps safeguard commercial vehicles against a range of risks, ensuring businesses stay operational and minimizing downtime. We specialize in crafting customized insurance solutions that meet the unique needs of those on the road, whether they are part of a non-trucking operation or a specialized transport service. Our coverage options include:

Comprehensive Coverage:
Protecting commercial vehicles against non-collision-related incidents, such as theft, vandalism, fire, and natural disasters.

Collision Coverage:
Covering damages to commercial vehicles resulting from collisions, whether with another vehicle or an object.

Combined Deductible:
Offering flexibility by combining Comprehensive and Collision coverages into a single deductible, reducing out-of-pocket costs in the event of a loss.

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Commercial Truck

Whether insuring a single truck or an entire fleet, IAT’s Commercial Truck and Independent Contractor teams provide the protection needed to keep businesses moving forward.

Target Classes

Our Physical Damage coverage is designed for a variety of transportation needs, including:

Partner with IAT Insurance Group

Partnering with IAT Insurance Group means offering commercial truckers the comprehensive protection they need to keep their vehicles on the road and businesses thriving. Our dedicated underwriters work closely with agents to create customized coverage solutions that meet the specific needs of their clients, including flexible payment plans, Loss Control support, and exceptional claims handling.