Commercial Property Insurance

Commercial Property Insurance for Household Goods Moving Companies

Protect What Moves Your Business Forward

Coverage for household goods moving company warehouses, storage facilities, office locations, and specialized equipment.​

What Does Commercial Property Insurance Cover for Household Goods Movers & Storage Facilities? ​

Commercial property insurance covers a moving and storage company’s physical assets against loss or damage from events like fire, theft, vandalism, and storms. Whether you own or lease your locations, coverage typically extends to:

  • Buildings & Facilities: Warehouses, administrative offices, and climate-controlled storage units.
  • Specialized Moving & Storage Equipment: Forklifts, racking systems, wooden storage vaults, furniture pads, dollies, and ramps.
  • Business Personal Property: Computers, dispatch hardware, office furniture, and inventory. 
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From independent to vanline customers, we offer flexible solutions and broad coverage options to meet the specific and evolving needs of household goods, office and industrial goods, and military household moving and storage companies.

Supporting Stability And Growth 1

Supporting Stability and Growth

At IAT, we understand that Moving & Storage businesses face a wide range of exposures—especially when it comes to physical property. From climate-controlled warehouses to administrative offices and service garages, our Commercial Property policies are designed with flexibility in mind to help you recover quickly and reduce downtime.

Coverage can extend to:

  • Buildings and structures
  • Business personal property (furniture, computers, supplies)
  • Equipment and tools
  • Tenant improvements
  • Business income

Contact an agent in our network to learn more about how IAT’s commercial property solutions can support your moving and storage business today.

Find an agent in your area
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Frequently Asked Questions

Any moving and storage company that owns or leases property and physical assets used in operations should consider Commercial Property insurance, including:

  • Warehouse facilities
  • Office locations
  • Storage buildings
  • Equipment rooms and garages
  • Inventory and supplies on site

Commercial Property insurance is not required by federal or state law in most cases; however:

  • Landlords or lease agreements may require it
  • Lenders may require it if you have financed property or assets
  • Clients or contracts may expect it as part of your risk management

Your coverage should reflect the total insurable value (TIV) of:

  • Buildings and structures
  • Equipment and tools
  • Office and warehouse contents
  • Inventory and supplies
  • Potential lost income during downtime

Partner with IAT Insurance Group

With decades of experience in the Moving & Storage space, IAT brings deep industry knowledge and a collaborative approach to insurance. Our underwriters and claims professionals understand the nuances of your operation—and we’re committed to providing coverage that’s comprehensive, competitive, and built to evolve with your business.