Business Insurance
Moving & Storage Insurance
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Moving & Storage Insurance Solutions

As an operating company of IAT Insurance Group, TransGuard has become a trusted name in the moving and storage industry

With decades of experience in commercial transportation and a deep understanding of the moving and storage sector, IAT is committed to providing movers with comprehensive insurance coverage. From independent to vanline customers, we offer flexible solutions and broad coverage options to meet the specific and evolving needs of household goods, office and industrial goods, and military household moving and storage companies.

Why is the Right Insurance Carrier Important for Moving and Storage Companies?

Insurance provides a safety net that ensures both the company and its clients are protected from potential losses. From damage to goods during transportation to accidents caused by improper handling or unforeseen events like fires, moving and storage businesses face significant exposure. Without proper coverage, these risks can lead to costly claims, loss of client trust, and serious financial setbacks.

IAT TransGuard not only provides dedicated underwriters to customize coverage but also moving and storage loss control experts to assist you in reducing risk. As some claims can’t be avoided, our expert claims team is here to help manage the financial impact of these losses, allowing businesses to continue operating smoothly even when unexpected incidents occur.

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Coverage Options

IAT TransGuard offers a package policy that includes the following coverage on an admitted basis, as well as a supported Umbrella policy.

*Coverage is available in all states except MA and HI.

Motor Carrier Liability

Essential protection against third-party bodily injury and property damage claims arising from the operation of commercial vehicles.

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Commercial Property

Coverage for buildings, terminals, and other property assets critical to the moving and storage operation.

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Physical Damage

Protects vehicles from loss or damage due to collisions, theft, vandalism, or natural disasters.

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Crime

Protects against financial loss due to theft, fraud, or other criminal acts impacting the business.

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Cargo and Warehouse Legal Liability

Ensures the protection of goods in transit from loss or damage and coverage for the stored goods and the warehouse itself, offering protection against damage from fires, natural disasters, and other risks.

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General Liability

Comprehensive protection against a wide range of third-party claims, including bodily injury, property damage, and personal injury.

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Equipment

Insurance for the moving and storage equipment, including dollies, forklifts, and other specialized tools, covering loss or damage during use or transport.

Broad Risk Appetite for Evolving Operations

We work with best-in-class household goods moving and storage companies across the U.S. to find solutions unique to their ancillary operations, such as:

Coverage Options

IAT TransGuard offers a package policy that includes the following coverage on an admitted basis, as well as a supported Umbrella policy.

*Coverage is available in all states except MA and HI.

Partner with IAT Insurance Group

At IAT Insurance Group, we offer coverage custom to the crate. With flexible payment options, comprehensive coverage enhancements, and dedicated Loss Control support, our coverage options are tailored to meet the unique operational needs of moving and storage companies. Rely on our expert underwriters and Loss Control staff, strategically positioned across the country, to ensure responsive, personalized service that keeps America moving.

 

Additional Resources

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Loss Control

We provide support beyond the policy. Our Loss Control experts are located throughout the country to help businesses manage risks.