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For businesses that rely on fleet drivers, driver safety isn’t just about protecting people — it’s also about protecting your business, your reputation and your bottom line.
Distracted driving is costly, in more ways than one
Over 3,000 people lose their lives due to distracted driving annually.[1] These preventable losses impact families, businesses and communities, both for the everyday driver and professional drivers across fleet-reliant industries.
Professional drivers are inherently more susceptible to distracted driving due to long hours and demanding schedules. It’s crucial for fleet drivers and managers to understand and address the root causes of distracted driving to keep drivers safe and businesses protected.
The 3 types of distracted driving
Distracted driving isn’t limited to phone use. The National Highway Traffic Safety Administration categorizes distractions into three primary types: manual, visual and cognitive. Professional drivers and their employers must understand all three to effectively reduce risk.
1. Manual distractions
Manual distractions involve any activity that requires the driver to take one or both hands off the wheel. These include:
Even a brief lapse in physical control — such as taking a hand off the wheel to grab a coffee — can delay reaction time and increase the likelihood of an accident.
2. Visual distractions
Visual distractions occur when drivers take their eyes off the road, even momentarily. Common examples include:
Just two seconds of diverted attention can double a driver’s crash risk.[2] Drivers, especially those managing complex delivery routes or unfamiliar areas, should preprogram their GPS or use voice guidance to keep their eyes on the road.
3. Cognitive distractions
Cognitive distractions take the driver’s mind off the task at hand — driving. These may be less visible but are just as dangerous as they can impair decision-making and reaction time:
Fatigue, in particular, is a significant concern for drivers working long shifts or inconsistent schedules, which are common in seasonal or logistics-heavy industries.
4 ways fleet managers can manage driver distraction
Reducing distracted driving within a fleet operation requires a multifaceted strategy. From education to technology, here are four ways to take proactive control:
Eyes on the road, safety on your mind
Preventing distracted driving is a year-round priority. Between rising fatality rates and increased insurance premiums, the cost of distraction is simply too high. By educating drivers, investing in telematics and setting strong policies, businesses can significantly reduce the risk of distraction-related incidents.
ASK A LOSS CONTROL REPRESENTATIVE
Have a question on how to mitigate risk? Email losscontroldirect@iatinsurance.com for a chance to see your question answered in a future blog.
[1] National Highway Traffic Safety Administration “Distracted Driving,” Accessed April 8, 2025.
[2] AAA Exchange “The Risks of Distracted Driving,” Accessed April 8, 2025.