Management Liability

Management Liability Pro Plus

Management Liability Pro Plus

IAT's Management Liability business unit offers ML Pro Plus coverage to private and not-for-profit companies, including Directors and Officers Liability, Employment Practices Liability, Fiduciary Liability, and Fidelity Insurance (Commercial Crime). These coverages will be written on Harco National Insurance Company paper and admitted in all 50 states. 

Excess Management Liability is available for Directors and Officers, Employment Practices, and Fiduciary (not for cyber or crime) on a standalone, non-admitted basis.

ML Pro Plus has created a portfolio of management liability products that will enable IAT to broaden its offerings to our agents and brokers.


Directors and Officers Liability- Insurance solutions to protect directors, officers, and employees against financial loss resulting from litigation brought against them for an alleged wrongful act in their capacity as directors and officers.

Fidelity Insurance (Commercial Crime)- Insurance solutions to protect money, securities and other assets from losses due to employee theft or dishonesty, impersonation fraud, fraudulent funds transfer instructions, and more.

Employment Practices- Insurance solutions providing coverage for defense costs and damages from liability resulting from an actual or alleged employment practices violation by an employee, applicant or third party.

Fiduciary Liability- Insurance solutions providing protection for a company's employee benefit plans and the people who administer and oversee them.

Excess Management Liability- Insurance solutions providing protection over and above the primary liability for Directors and Officers, Employment Practices, or Fiduciary Liability. 

Key Initiatives 

  • Private and not-for-profit entities up to $2 billion in assets
  • Limits available on a stand-alone or shared basis 
  • Excluded Classes - Marijuana, Tobacco, and Crypto