Catastrophe Excess of Loss reinsurance provides a non-proportional layer of protection that responds once catastrophe losses breach a defined attachment point. This structure preserves balance sheet strength and protects surplus from volatility driven by low-frequency, high-severity events.
We have a strategic focus on US catastrophic risk and a targeted appetite for regional personal and commercial lines business. We pride ourselves on our strong analytical framework and look to partner with best- in- class underwriters. We take a disciplined approach to capital deployment. Our goal for building client relationships centers on listening, adapting and delivering.
IAT partners with cedents whose catastrophe exposure diversifies the IAT Group. We provide our capacity to Catastrophe Excess of Loss solutions that balance capital protection with cost efficiency. Supported by our A- (Excellent) A.M. Best rating and a relationship-driven underwriting philosophy, we help insurers safeguard solvency, enhance earnings stability, and remain positioned for growth—even in the most adverse market environments.
