IAT Insurance Group offers Workers’ Compensation solutions tailored to the needs of casual laborers. Written on TransGuard Insurance Company of America paper, our coverage delivers dependable protection and the confidence that comes with partnering with a leader in insurance coverage for independent contractors.
Casual laborers play key roles in supporting daily operations – from loading and unloading to specialized labor needs. Our Workers’ Compensation coverage helps safeguard these workers by providing benefits for workplace injuries, medical care, and lost wages.
In addition to casual laborers, coverage is available for fleet drivers and sole proprietors, offered at a flat monthly charge with voluntary audits unless state requirements apply. This structure provides predictable, easy-to-manage expenses while ensuring essential protection is in place.
For motor carriers looking to extend Workers’ Compensation to their employee workforce, IAT offers Corporate Workers’ Compensation coverage when:
This option helps carriers streamline risk management and maintain a consistent, compliant program for employees.
For Household Goods Drivers with no employee labor, Occupational Compensation may be available as an alternative to Workers’ Compensation. This option is designed for operations primarily supported by owner-operators, offering targeted protection for their unique risks.
By selecting IAT Insurance Group, casual laborers benefit from comprehensive Workers’ Compensation coverage. Our experts understand the regulatory and operational challenges of the transportation industry, delivering flexible options that help protect you if you sustain an injury on the job. Coverage is available exclusively through the National Association of Independent Truckers, LLC (NAIT), underwritten on TransGuard Insurance Company of America paper.
Workers’ compensation coverage covers medical expenses, lost wages, and workplace injuries that casual laborers may endure on the job.
NAIT provides exclusive benefits designed for independent contractors, including access to personal insurance options (major medical, dental, and vision), business services such as tax support, and additional resources. Visit www.naitusa.com to learn more.
You can request a quote by contacting a local insurance broker and asking about IAT TransGuard’s Independent Contractor Program. Appointed brokers should reach out to their IAT Underwriter to confirm appetite and pricing. With a complete submission, IAT TransGuard offers a 48-hour quote turnaround.
