Independent Contractor


IAT TransGuard - Independent Contractor

IAT Insurance Group focuses on the unique insurance needs of Independent Contractors leased to motor carriers in the General Freight, Moving and Storage and Home Delivery industries. Provided by TransGuard, a member of IAT Insurance Group, our Independent Contractor program offers a complete line of comprehensive, competitively priced insurance coverages, geared towards helping Independent Contractors fulfill the insurance requirements of the motor carrier to whom they are contracted. 


  • Occupational Accident
  • Contract Liability
  • Non-Occupational Accident
  • Workers' Compensation (Corporate, Fleet, Casual Labor)
  • Occupational Compensation (Casual Labor)
  • Physical Damage
  • Non-Trucking Liability
  • Gap Coverage
  • Motor Carrier Settlement Deduction
  • Direct Pay
    • Primary Auto Liability is not available in this program

All coverages are membership benefits exclusively available through the National Association of Independent Truckers, LLC (NAIT) with insurance services provided by IAT TransGuard.

IAT TransGuard has a national network of retail producers who, coupled with more than 30 years of experience in this market, is an industry leader in providing risk solutions to Independent Contractors and the motor carriers they support.

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For Appointments

For additional information on our Independent Contractor program, please call 1-800-237-0062, or contact Scott Miller at