Excess and Surplus

Primary Casualty 

IAT's primary casualty division focuses on providing the right balance of coverage and price for General Liability accounts with a low exposure to frequency and a moderate exposure to severity. Target premiums in the $15,000 to $250,000 range. 

Target Classes

  • Machinery Manufacturing
  • Machinery I/S/R
  • Commercial Contractors
  • Sporting Goods Manufacturers
  • Property Owners Including Vacant 
  • Mercantile Exposures
  • Discontinued Products and Completed Operations

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  • Restaurants/Bars/Taverns
  • Apartments/Condominiums
  • Hotels/Motels



Up to $2M Occurrence and $4M Aggregate limits 

First dollar up to $50,000 deductible 


We utilize the latest versions of ISO General Liability forms, including Additional Insured forms, along with company-specific forms.

Submission Requirements 

Standard ACORD application, supplemental application(s) where appropriate, and five years of current loss history.