Specialty Excess Surplus Lines

Specialty Excess and Surplus Lines

IAT Specialty provides insurance for commercial risks involving general liability, liquor liability, and property, in addition to a number of secondary coverages. Most coverages offered are considered part of the Surplus Lines market. (Garage liability is in runoff status as of May 2021). 

We conduct business through contracted independent general and wholesale agencies, and we write in all 50 states. Insureds and/or retail agencies needing insurance through our Surplus Lines market should contact a general/wholesale agent in their local area.


  • Commercial General Liability
  • Liquor Liability
  • Excess/Umbrella Liability
  • Commercial Property
  • Package Policies
  • Crime
  • Inland Marine
  • Employment Practices Liability
  • Equipment Breakdown

Additional Resources

Wholesale Brokers 1 col

Wholesale Brokers

Specialty Excess and Surplus Lines Distributed through Wholesale Brokers
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