IAT Insurance Group offers liability insurance tailored to meet the needs of our customers. Mile after mile, we've got you covered.

  • Primary
  • Non-Trucking
  • Hired Auto
  • Non-Owned Auto
  • PIP
  • Medical Payments
  • Uninsured and Underinsured Motorists Coverage
  • Pollution Liability
  • Additional Insureds
  • UIIE - Uniform Intermodal Interchange Endorsement
  • Loss Payee
  • Lessors

Physical Damage

IAT Insurance Group offers physical damage coverage that will protect our customers no matter what perils may come their way.

  • Specified Perils
  • Comprehensive
  • Collision
  • Combined Deductible for your tractor and trailer
  • Towing and Labor Coverage Mechanical Breakdown  Endorsement Form
  • Extra! Extra! Includes:  Endorsement Form
    • Downtime loss expense coverage
    • Diminishing deductible
    • Loan or lease gap coverage
    • Electronic equipment coverage
    • Personal effects coverage
    • Windshield coverage at no deductible
    • Tarps, chains and binders


IAT Insurance Group's cargo coverage is designed to meet the specific needs of trucking operations.

  • Broad Form Motor Truck Cargo
  • Motor Truck Cargo - Owner Goods
  • Reefer breakdown coverage

Excess limits available for special one time trips or specified shippers.

General Liability

IAT Insurance Group offers general liability coverage to protect against a variety of claims that result from business activities not directly related to the operation of a truck.

  • $1,000,000 per occurrence
  • $2,000,000 aggregate
  • Truckers Class Code 99793
  • Warehouse Class Code 99938
  • Optional Limits Available
    • $250,000/$500,000
    • $500,000,/$1,000,000
    • $750,000/$1,000,000
    • $1,000,000/$2,000,000