Independent Contractor: Motor Carrier Settlement Deduction

IAT Insurance Group focuses on the unique insurance needs of Independent Contractors leased to motor carriers in the General Freight, Moving and Storage & Home Delivery industries. Offered by IAT member TRANSGUARD, our Independent Contractor Program offers a complete line of comprehensive, competitively priced insurance coverage, geared towards helping Independent Contractors fulfill the insurance requirements of the motor carrier to whom they are contracted.

We understand the importance of working with motor carriers and offer a settlement deduction program to ensure the best possible service to all of our clients.  

Coverages available:

  • Occupational Accident
  • Contract Liability
  • Non-Occupational Accident
  • Workers’ Compensation (Corporate, Fleet, Casual labor)
  • Occupational Compensation (Casual Labor)
  • Physical Damage
  • Non-Trucking Liability
  • Gap Coverage 

All coverages are membership benefits exclusively available through the National Association of Independent Truckers, LLC (NAIT) with insurance services provided by TransGuard General Agency, Inc.

The Agency has a nationwide network of retail producers who, coupled with 30+ years of experience in this market, is an industry leader in providing risk solutions to Independent Contractors and the motor carriers they support.

For additional information on our Independent Contractor Program, please contact our Underwriting team at 1-800-237-0062 or e-mail