Commercial Property

As a member of the IAT Insurance Group, Service Insurance Company offers a variety of Commercial Property coverages in Florida through our network of independent agents. 

Condominium Buildings – This program provides Property Coverage for residential condominium buildings for values up to $5,000,000 per building $30,000,000 per complex.  Liability Coverages may be available up to $1,000,000 Occurrence / $3,000,000 Aggregate, depending on location.

Office Buildings  – This program provides property coverage and general liability coverage for buildings designed and exclusively occupied for office purposes.  We do not offer coverage for strip or retail mall type construction or occupancy.

Flood – IAT Insurance Group offers flood coverage for commercial property through either of its two National Flood Insurance Program Write Your Own carriers, Service Insurance Company or Occidental Fire & Casualty Company of North Carolina .  Business flood coverage is offered for Commercial Residential and Non-residential Building and Contents.  For Residential Condos, coverage up to $250,000 building and $100,000 contents per unit is available and for non-residential Commercial Property, up to $500,000 building and $500,000 contents per insured building.

The Flood Insurance Program is available in all states.  Depending on the location coverage is needed, one or the other of our two Write Your Own companies may be involved, with both managed through the same IAT Flood Insurance Office.

Click on our Commercial Flood Page to find out more about this program.

For additional information on our Commercial Property Insurance Program, please contact our Underwriting Department via email at